Credit Card Fraud: Some Bad Guys DO Get Caught

first_imgKamali Rives of Lilburn, Georgia, and his partners ran multiple credit card fraud and identity theft schemes and ultimately stole over $2 million dollars. Rives made a prosperous living for years victimizing hundreds of people. He used stolen identities to open bank accounts, write bad checks, take out fraudulent loans and create phony credit cards.Rives ran multiple credit card fraud and identity theft schemes dating back to 2010. He partnered with bank employees to steal corporate checks. He recruited runners to open checking accounts and use fraudulent charge cards at point of sale in numerous retail locations over a long period of time. Rives kept an office in College Park, Georgia, where he conducted credit card fraud and many other unlawful schemes.But all good things come to an end. After receiving information from a man who claimed he had been held against his will and was pressured to help in identity theft, the College Park police department executed a search warrant of Rives’ office. The police found hundreds of counterfeit credit cards, a credit card manufacturing machine and files containing phony credit card information and other documents. Kamali Rives was tried and sentenced to 19 years, 6 months in prison for credit card fraud and numerous other charges.- Sponsor – Obviously, some credit card fraud perpetrators do get caught and convicted and banks are working fast to make fraud even more difficult. However, 2015 statistics show that the United States is responsible for 47% of the world’s creditcard fraud, despite only accounting for 24% of total worldwide card volume. And, credit card fraud in the United States is on the rise. About 31.8 million U.S. consumers had their credit cards breached in 2014, more than three times the number affected in 2013. Experts believe that the reason the United States has a disproportionately high amount of credit card fraud is because it has been slow to adopt EMV, the global standard in which credit cards carry computer chips that cut down on counterfeiting by dynamically authorizing card transactions. The United Kingdom, after adopting EMV technology, saw a decrease of 70% in counterfeit credit card fraud between 2005 and 2013.The United States is now implementing EMV. Once it is totally rolled out, counterfeit credit card fraud, especially at point of sale, should drop here too. But other types of credit fraud, especially card-not-present (online) fraud will most likely grow. Card-not-present is already a huge problem in the United States, accounting for 45% of credit card fraud in 2014, followed by actual counterfeit cards at 37%. Card-not-present transactions are expected to grow from $9 billion in 2013 to nearly $19 billion in 2018. EMV adoption will cause credit card fraud at point of sale to shrink, according to projections. Going forward, retailers will need to put even more focus on card-not present online transactions.Had the United States adopted EMV standards sooner, it probably would have put a huge dent in Kamali Rives’ profitable fraud operation. But, as noted, fraud against retailers will continue to grow, although probably not through point of sale counterfeit credit card fraud. And, there will always be Kamali Riveses out there, working to find other ways to scam retailers. The battle continues. Stay UpdatedGet critical information for loss prevention professionals, security and retail management delivered right to your inbox.  Sign up nowlast_img read more


first_img“It doesnt matter whether I am selected or not for the “It doesnt matter whether I am selected or not for the Olympics, I will quit the game this year. 100 per cent sure this will be my last Olympics. And if I am selected I wish to win another Olympic gold for Australia but if I am not selected I will quit the game instantly,” Dwyer said. By his own admission, India has a special place in Dwyers heart and the Australian wants to end on a high in what would be his last international tournament on the Indian soil, the ongoing HWL Final. “I have played quite a lot of hockey in India. I do really enjoy coming here. The crowds are amazing. But sadly this is the last time I would be wearing the green and gold in India but I still may come here for the Hockey India League. So I just want to make the most of the opportunity. This tournament is a good challenge against some really good teams,” he said. Talking about his plans post retirement, Dwyer says he will return to the game in another role but not immediately. “I am going to do a lot of hockey coaching. I want to give as much as possible back to the game in Australia or anywhere else. But straight after retiring I am going to take some time off as I need to spend a lot of time with my family. I need to enjoy life outside hockey. But I will definitely come back at some stage and give something back to hockey,” he signed off. PTI SSC PM PMadvertisementlast_img read more

Kylian Mbappe not on Lionel Messi’s level yet, says Pep Guardiola

first_imgPep Guardiola says new Paris Saint-Germain forward Kylian Mbappe has plenty to prove before he can be considered on the same level as the all-time greats after Arsene Wenger said he could be the next Pele.The Arsenal manager heaped praise on the French teenager, who joined the Paris giants from Monaco in the transfer window, linking up with Brazilian superstar Neymar to form a frightening forward line.But the City boss, when asked by reporters on Friday to compare Mbappe with Lionel Messi, whom Guardiola managed at Barcelona, reacted cautiously.”Nobody can sit at the same table as Messi. Maybe Mbappe, he’s a top player, he will be an outstanding player, I’m pretty sure of that.”But to equal what Messi has done in 10 or 12 years, or Cristiano (Ronaldo), for example, we have to wait. I appreciate Mbappe wouldn’t like me to put more pressure on his shoulders.”Guardiola said Argentine forward Messi had produced his best season after season.”I think Messi has the numbers of 60-70 games every season, in the big games, always being there to score and assist, never injured, always plays every three days, never injured because he controls his body,” he said.”That’s why I don’t think we help with hypothetical suitors for him, saying you are going to be the new guy. So let Mbappe have the fantastic career he will have and after we”ll see in the future.”Guardiola also said he had warned his Manchester City stars about the perils of social media although he has no intention of curbing their use of it.advertisementA number of City players, in particular new French international full-back Benjamin Mendy, are prolific users of social media.Former Monaco defender Mendy was widely criticised when he mocked Brighton’s Lewis Dunk on Twitter after he scored an own goal in the match against City on the opening day of the season.Reuters Photo Guardiola, 46, admits that it is an area that he does not understand but, while he is happy for his players to continue to use it, he has issued a message of caution.”No,” said Guardiola when asked if he intended to limit players’ use of social media. “They can communicate, it’s part of their lives now.”Today is a different world than what I lived in. Maybe in my period if we had Twitter I’d use Twitter.”I just want respect for the other ones. I don’t want to see disrespect for team-mates, the opposition, the club, for the fans, for the issues happening in the world. That I don’t want to see from my players, and we spoke about that.”Of course, everybody is free, I’m not a guy to say ‘ban that, ban that’. They are adults, some of them are fathers, but respect, be careful what you write, be careful what you say because I don’t want other guys to feel uncomfortable with what they say on Twitter.last_img read more

India vs South Africa: Rohit lauds ‘complete bowling performance’ after series win

first_imgIndia were missing the services of captain Virat Kohli in the third and final T20I but the team managed to pull off a convincing win even without their talisman and clinched the series 2-1 against South Africa on Sunday.Stand-in skipper Rohit Sharma was bang on with his bowling changes and field placements while the team performed like a well-oiled machine to win the match by 7 runs at Cape Town.This is the first time India has registered two series wins on a single tour in South Africa. Kohli had lead the Men in Blue to 5-1 victory in the 6-match ODI series earlier this month.India posted 172 for 7 after being put into bat with Shikhar Dhawan (47) and Suresh Raina (43) top-scoring for the team. The bowlers then restricted the Proteas to 165 for 6 with Bhuvneshwar Kumar picking up 2 wickets while Hardik Pandya, Jasprit Bumrah, Suresh Raina and Shardul Thakur got a wicket each.Rohit, who became the first Indian and sixth overall among Asians to win the first four T20Is as captain, lauded the bowlers after India’s historic series win.”To be honest, I thought we were 15 runs short. How the first half went, I thought we lost our way towards the end. I mean these things happen and we learn from it. It was a decent score and once again, the bowlers did it for us.”We discussed certain plans and it worked. We tried to keep the ball on the stumps. Their batsmen like width. So it made them go after the bowling after 6 overs. It was a complete bowling unit performance,” Rohit said at the post-match presentation.advertisementFor the home side, captain JP Duminy top-scored with 53 while Christiaan Jonker made a quickfire 49 off 24 balls but the target proved to be just too much for them.”Throughout the series, we showed a lot of intensity, which helped us get those crucial wins. We never backed down from whatever situation we were thrown in,” Rohit added.Raina was adjudged Man of the Match for his performance with the bat while Bhuvneshwar was named Man of the Series for picking up 7 wickets in 3 matches.Rohit’s counterpart Duminy rued the fact that his team just couldn’t keep up with the required run rate and kept on losing wickets.”They bowled pretty well in the batting PP. We couldn’t get the boundaries and the singles. We were 30 runs behind after that PP but in the end we were behind by only 7 runs. Their slower and knuckle balls worked. Jonker, in his first game, to get us that close was a great effort.”In this format, guys get opportunity and they try and stake a claim. Great opportunity for guys to step up. We have learnt our lessons. Full credit to India. Outstanding white-ball tour. They gained a lot of confidence out of that win in the third Test,” Duminy said.last_img read more

IPL 2018: Shreyas Iyer dejected after DD lose crucial clash

first_imgShreyas Iyer was a disappointed captain after Delhi Daredevils (DD) let slip a good opportunity to stay alive in the Indian Premier League (IPL) with a 7-wicket loss to Sunrisers Hyderabad (SRH) on Saturday.SRH chased down a target of 164 runs at the Rajiv Gandhi International Stadium in Hyderabad and returned to the top of the points table with 14 points from nine matches.DD had got an excellent start when they were 95/1 after 10 overs but could manage only 68 runs in the next 10 overs to finish at 163/5.(MATCH REPORT | HIGHLIGHTS | PHOTOS)Even in the second innings, DD were on top till the 19th over when Yusuf Pathan smacked Trent Boult for 10 runs in the first three deliveries to snatch the match.”Very disappointing to be honest. At certain point we were really in the game, on top but the momentum changed completely,” Iyer said after the match.The wicket in Hyderabad was slow and Iyer believed that they had a fair total on board. He said he was banking on seamer Avesh Khan but it did not prove to be his day.”It was a really good total to get on the board, even though we got a good start, we didn’t capitalize later on, but 10 runs extra would have been nice. It was really hard surface and I knew it wasn’t going to turn, I was banking on my seamer Avesh Khan but he didn’t turn up that great,” Iyer added.ALSO READ: IPL 2018: Kane Williamson hails team performance after SRH beat DelhiadvertisementDD went with just one spinner in the playing XI while they had five pacers, including all-rounder Vijay Shankar, in the unit on Saturday. Iyer thought that was a perfect decision because the ball was not turning a lot but praised Amit Mishra for his crucial wickets.”It was the perfect decision (to play only one spinner) on this wicket with the ball not turning that much, Mishra bowled really well and got two crucial wickets for us. It was a good chase from them.”DD had another terrible day in terms of fielding. Glenn Maxwell dropped Alex Hales in the second over while Vijay Shankar failed to hold on to Pathan’s catch when he had not scored a single run. The two drops cost DD big time as Hales went on to score 45 while Pathan’s smashed a 12-ball 27 to guide SRH home.”Catches win matches and we have been practicing really hard on our fielding, but when the nerves are really high, it happens and is part of the game; can’t really complain now.”Iyer praised SRH’s chase and said the only positive DD can take out of this match is that they “didn’t give up till the end.””We didn’t give up till the end. They had a good start and they have a good batting line-up, are on top of the table and they backed themselves to chase this down,” Iyer concluded.Iyer himself scored 44 off 36 deliveries and his innings along with Prithvi Shaw’s 36-ball 65 propelled DD to the defendable total.last_img read more



Shubman Gill and Vijay Shankar to replace Hardik Pandya, KL Rahul in Australia, New Zealand

first_imgShubman Gill and Vijay Shankar to replace Hardik Pandya, KL Rahul in Australia, New ZealandIndia tour of Australia and New Zealand: U-19 World Cup winner Shubman Gill has earned his maiden senior national team call-up after some impressive performances in the domestic circuit. The 19-year-old will join the India team for the limited-over series in New Zealand, starting January 23.advertisement India Today Web Desk SydneyJanuary 12, 2019UPDATED: January 13, 2019 08:45 IST Shubman Gill has had a good initiation in domestic cricket.HIGHLIGHTSShubman Gill was a key member of India’s Under-19 World Cup-winning team last yearVijay Shankar, an all-rounder, made his India debut in 2018 and has played 5 T20IsHardik Pandya and KL Rahul were suspended and asked to return home after the Koffee with Karan controversyShubman Gill and Vijay Shankar have been named replacements for Hardik Pandya and KL Rahul for the remainder of the ODI series in Australia and the limited-over series in New Zealand. Pandya and Rahul were suspended and ordered to return home after their controversial comments on TV show Koffee with Karan.Vijay Shankar, who made his T20I debut in March 2018, will join the India squad ahead of the second ODI against Australia, starting January 15 in Adelaide. Meanwhile, Gill, who has earned a senior national team call-up for the first time, will join the team only during the New Zealand tour, consisting of five ODIs and three T20Is from January 23.Gill was a key member of India’s Under-19 World Cup-winning team last year. He has had a good initiation in domestic cricket. The Punjab batsman had an outstanding Ranji Trophy season as he amassed 790 runs, including two hundreds, in 10 innings at 98.75. He was also part of India A squad that toured New Zealand last year.Vijay Shankar has already played international cricket five T20Is and is considered a handy all-rounder, much like Pandya. He proved his prowess with the bat, finishing on top of the batting charts during the one-day series with India A in New Zealand.Hardik and Rahul were slammed for their sexist remarks on Koffee with Karan and will head home. The Indian team management wanted the players to stay back in Australia to avoid any backlash at home but the BCCI insured the players return to India.advertisementOn Saturday, India lost the first ODI to Australia by 34 runs despite a heroic hundred by Rohit Sharma. MS Dhoni made 51 but the other batsmen failed to contribute as India fell short of their 289-run target.This defeat comes in the backdrop of Pandya’s startling statements on the TV show. Harbhajan Singh lashed out at Pandya for his comments and said he would not want to travel on the same team his with Pandya and KL Rahul.On Saturday, Sunil Gavaskar said he supported the Indian cricket board’s decision to recall the players home.Meanwhile, there was more trouble for Pandya who has lost an endorsement deal with Gillette after his Koffee with Karan row.Also Read | Hardik Pandya’s father defends under-fire cricketer: Comments were made in light-hearted mannerAlso Read | Hardik Pandya, KL Rahul controversy won’t affect Indian dressing room: Sunil GavaskarAlso Read | Suspended Hardik, Rahul shouldn’t enjoy the perks of travelling with Team India: GavaskarFor sports news, updates, live scores and cricket fixtures, log on to Like us on Facebook or follow us on Twitter for Sports news, scores and updates.Get real-time alerts and all the news on your phone with the all-new India Today app. Download from Post your comment Do You Like This Story? Awesome! Now share the story Too bad. Tell us what you didn’t like in the comments Posted byJepher Nickels Tags :Follow Mayank AgarwalFollow Vijay ShankarFollow Hardik PandyaFollow KL Rahullast_img read more

Mediation scheduled in effort to resolve dispute over new Senators arena

first_imgOTTAWA — The three parties involved in a dispute over a plan to build a community featuring a new downtown arena for the Ottawa Senators will go to mediation to try to resolve their differences.While filing a statement of defence against Senators owner Eugene Melnyk’s lawsuit, GBA Development and Project Management president Graham Bird got the three parties (the other is Trinity Development Group founder John Ruddy) to agree to mediation on the LeBreton Flats file.The mediation with members of RendezVous LeBreton will take place before the National Capital Commission’s Jan. 19 deadline for the group to come to an agreement. If there is no resolution by that time, the crown corporation — which controls the LeBreton Flats land — has said it will look into other options.The Senators currently play at the Canadian Tire Centre in suburban Kanata.“IllumiNation LeBreton is too important to fail, and is worth salvaging,” Bird said in a statement. “We are hopeful that the parties can take this opportunity to keep the project moving forward.”Melnyk’s Capital Sports Management Inc., filed a $700-million lawsuit against Ruddy and Bird in November. Ruddy — also a member of the ownership group of the CFL’s Ottawa Redblacks, the United Soccer League’s Ottawa Fury and the Ontario Hockey League’s Ottawa 67’s — responded with a $1-billion counterclaim last month.Judge Warren Winkler has been asked to assist in the mediation.“GBA worked diligently, and in good faith, for over five years to ensure the world’s best would come forth and make the redevelopment of LeBreton Flats a reality, as a truly collaborative partnership,” Bird said.“We believe that dream still lives on in the minds and the will of these partners, and that there is a way forward, a collective solution, through our challenges.”The Canadian Presslast_img read more

US household incomes grew in 2017 yet inequality worsens

first_imgWASHINGTON – The income of a median U.S. household rose for a third straight year in 2017 as solid economic growth helped put more people into full-time jobs. But income inequality also worsened as the wealthiest Americans enjoyed even larger pay increases.Incomes for a typical U.S. household, adjusted for inflation, rose 1.8 per cent, from $60,309 in 2016 to $61,372. The proportion of Americans living in poverty also dropped for the third straight year, to 12.3 per cent from 12.7 per cent.The figures suggest that the nation’s very low unemployment rate — 3.9 per cent — is forcing businesses to convert more part-time workers to full-time status. And with the ranks of the unemployed dwindling, companies are hiring more people who previously weren’t looking for work. During 2017, the unemployment rate averaged 4.4 per cent, the lowest level in 17 years.The number of people with jobs rose by 1.7 million in 2017, the Census report said. And the number of workers with full-time permanent jobs increased by 2.4 million.“We’re continuing to see that shift from part-time, part-year work to year-round, full-time work,” Trudi Renwick, an assistant division chief at the Census Bureau, said.At the same time, the data underscores the lasting damage the Great Recession did to the majority of American families. U.S. households are still earning essentially the same that they did in 2007 just before the Great Recession. And their inflation-adjusted median income remains slightly below the record in 1999 of $62,000, Census said.“The income of a typical household today is about where it was 18 years ago,” said Robert Greenstein, president of the Center for Budget and Policy Priorities.The median is the point at which half the households are below and half are above. In can be a more telling measure than the average, which is distorted by extremely high incomes among the wealthiest households.Last year’s median income increase was slower than gains of 5.1 per cent in 2015 and 3.1 per cent in 2016.Some of that slowdown reflected sharply higher inflation, which was just 0.1 per cent in 2015 and 1.3 per cent the following year. It rose to 2.2 per cent in 2017.Higher prices for gas, housing and other goods and services are eroding income gains even more this year. Consumer prices increased 2.9 per cent in July from a year earlier, matching June’s pace as the fastest in six years.Wealthier Americans pulled further ahead last year. Even steady growth over the previous eight years hasn’t been enough to counter long-running trends to greater economic inequality. Income growth was strongest for the richest 5 per cent of households, rising 3 per cent to $237,034. For the poorest one-fifth of the population, incomes rose just 0.5 per cent.“Well-worn patterns of inequality re-emerged, with stronger growth at the top,” said Elise Gould, a senior economist at the Economic Policy Institute, a liberal think-tank . “While any reduction in poverty or increase in income is a step in the right direction, most families have just barely made up the ground lost over the past decade.”As a result, the wealthiest 5 per cent received 3.9 times the income earned by the median U.S. household. That’s the highest on records dating back to 1967. In 2007, before the Great Recession, that multiple was 3.5.The income gap between black and white households also widened, though Latinos narrowed their gap with whites. The median income for a white household rose 2.6 per cent to $68,145 even as the median for African-American households slipped 0.2 per cent to $40,258. Latino household incomes, however, jumped 3.7 per cent to $50,486.Asian households remain the wealthiest, with a median income of $81,331, though that was 2.2 per cent lower than in 2016.The wage gap between men and women stayed the same, with women working full-time earning just 80.5 cents for every dollar earned by a male full-time worker.In the past three years, the poverty rate has fallen 2.5 percentage points. Still, nearly 40 million Americans remain poor by the Census Bureau’s count.Census also considers the impact of various government assistance programs on reducing the ranks of the poor. The agency found that the food stamp program, formally known as SNAP, lifted 3.4 million people out of poverty. Rental subsidies did the same for 2.9 million.President Donald Trump and House GOP leaders have proposed cuts in both those programs, Greenstein said, as well as Medicaid.“Were such cuts to be enacted, we would almost certainly see increases in poverty as a result,” he said.The Census report found no significant change in the proportion of Americans without health insurance last year, even though President Donald Trump and the Republican-led Congress spent months trying to repeal the Obama-era Affordable Care Act.An estimated 28.5 million people remained uninsured in 2017, or 8.8 per cent of the population, according to the Census. Had the Republican repeal succeeded, that number could have increased by 20 million people or more over time.The Census report did find that 14 states had notable losses in coverage, while 3 states experienced gains. All the states with gains had taken full advantage of the Obama health law by also expanding their Medicaid programs.But so had most of the states with coverage losses, including Massachusetts, whose state-based overhaul had been a template for the Obama law.___Associated Press Writer Ricardo-Alonso Zaldivar contributed to this report.last_img read more

Moroccan Flag to Be Raised at Orlando Magics NBA Game on

Miami – The city of Orlando in Central Florida will pay tribute to the Kingdom of Morocco by hosting the first annual Moroccan Heritage Night at the Orlando Magic’s NBA game, where Morocco’s colors will be on display and its National Flag will be proudly flying high.The evening of November 6, 2015 will showcase the richness of the Kingdom’s patrimony and culture while interacting with the Central Florida community. The event will take place in downtown Orlando at the Magic’s home venue, the Amway Center.Beginning at 6:00 pm local time, the audience will be delighted with a special presentation of Morocco’s folklore consisting of pre-game and halftime Moroccan dance and song performances, interactions with the NBA players, pre and post-game, as well as other recognitions to the Moroccan diaspora in Central Florida. The Moroccan Heritage Night celebration will kick off the first match of the Magic league in the 2015-2016 season when the hometown team will ‘tip off’ against the Toronto Raptors at 7:00 pm.The Amway Center is expected to attract nearly 15,000 spectators for this NBA match. They will be able to enjoy and share in a piece of Morocco’s history and culture, under the red and green colors of the Kingdom’s National Flag waving throughout the evening.This tribute is presented by the Moroccan American Chamber of Commerce (MACC) in collaboration with its partners and sponsors, the city’s own Orlando Magic NBA Team, and the Moroccan diaspora of Central Florida’s diverse community.According to MACC’s Vice President, Younes Bougrine and Orlando Magic’s Account Executive Matan Cohen, the Moroccan Heritage Night will coincide with Morocco’s commemoration of the historic Green March that took place on November 6, 1975.Those in attendance will have the opportunity to learn and embrace the traditions and world-renowned beauty of the Moroccan culture while at the same time enjoying an exciting night of basketball. read more