Abstract: P2P industry is a newly emerging things turn red too fast, the number increased rapidly, many drawbacks implied in the development process of gradually appears like a raging fire.
since August 2007, the country’s first P2P platform was formally established, P2P net loan platform sprung up as explosive growth.
recently, P2P net loan industry portal net Loan Home United consulting released "Ying Chan in the first half of the 2015 P2P net loan industry briefing". The briefing revealed that at the end of June this year, the number of P2P net loan platform China normal operation has risen to 2028, relative to the end of 2014 increased by 28.76%, including the new on-line net loan platform number close to 900.
however, a problem is not, in the P2P platform during the great leap forward, which worries a lot, the report shows, platform up to 419, is 7.5 times last year, and the number has more than last year (the year 2014 problem platform platform for 275). Only in June, the new issue platform 125.
P2P finance because of its convenient, low threshold, high-yield and other characteristics quickly attracted public financial participation of users, with the increase of users, the P2P platform has been a smash hit, reached its peak.
but the P2P industry is a newly emerging things turn red too fast, the number increased rapidly, many drawbacks implied in the development process of gradually appears like a raging fire.
system is whether regulatory vacuum exists cause confusion or disciplinary responsibility difficulties, people desire for the interests of the expansion have to operate within the platform that is too uneven in quality or P2P, because of its itself is too bright while the cover is not mature, the P2P platform line soon closed down the news can be heard without end, even there is a growing trend. According to an authoritative website monitoring data show that as of 2015 06, 29, the national P2P net loan problem platform has been 760.
is known as "the first case of P2P net loan to run away the excellent and easy network case closed run away.
P2P net loan platform yooee network on August 2012 on the line, closed in December 21, 2012, only four months time, killing about 60 victims of economic losses amounting to 20 million yuan.
according to the lawyers, excellent and easy network suspected of self financing platform, boss futures speculation, in order to give their own financing platform to open. The platform of financing before the 20 million yuan, in addition to lend their relatives 2 million yuan turnover do, most of the multiple others account on behalf of futures trading operations, all failed, lose everything.
insiders said, and the network is the main mode of the second mark". That is excellent and easy network launched the subject, in a certain period of time to raise a certain amount of funds, investors will vote this standard, once the "full scale", raise funds end >