Fewer Canadians have disability insurance

first_img LTD incidence rates to rise in 2018: RBC Insurance Keywords Disability insuranceCompanies RBC Insurance Less than half of Canadians are protected by disability coverage in their workplace benefits — a significant drop since 2015, according to a recent survey conducted on behalf of Toronto-based RBC Insurance.In fact, only 48% of Canadians have disability coverage offered by their workplace compared to 57% in 2015. Among Canadians without disability coverage, 84% have not bought coverage themselves, which leaves them exposed to great financial risk if they were ever unable to work due to a disability. Facebook LinkedIn Twitter Share this article and your comments with peers on social media RBC Insurance adds caregiver rider to disability plans RBC Insurance clients to receive personalized support Related news “With the majority of employed Canadians indicating that they do not have disability insurance through their workplace benefits package, workers need to review what coverage they do not have and take immediate steps to ensure that they are well protected in case something were to happen,” says Maria Winslow, senior director of life and health at RBC Insurance, in a statement.“Without the proper financial protection in place, Canadians are putting themselves and their families at risk if they are faced with a disability and have to take time off work,” she adds.Taking time off work is more financially draining than most Canadians can handle. The majority (68%) of working Canadians admit there would be serious financial implications for them and their family if they were to become disabled and unable to work for three months.Also readHelp clients prepare for the financial impact of disabilitiesFurthermore, when confronted with a disability, 45% of working Canadians say they would have preferred to take time off but could not because of finances and 51% say they were forced to go back to work earlier than they wanted because of their financial situation.Cost is often a barrier for working Canadians without disability coverage from their employee. One in four (26%) of Canadians say they simply can’t afford it.“There’s a misconception that disability insurance is expensive, yet it’s much less than you might think — generally costing between one and three percent of your income,” Winslow adds.These are some of the findings of an Ipsos poll conducted between Jan. 2 and Jan. 4. A sample of 1,505 employed Canadians ages 18 and up were interviewed on behalf of RBC Insurance. disability insurance file folder olivier26/123RF Leah Golob last_img read more

India eases stance on spectrum fees

first_img Telkomsel turns on 5G in major cities Asia Nokia scores Philippines 5G deal with Dito Related Previous ArticleChina Mobile CEO retiresNext ArticleTelefonica moves ahead with tower plan Indian authorities showed willingness to compromise on the price of spectrum ahead of the country’s first auction in three years, addressing a major complaint of cash-strapped operators in the country, The Economic Times (ET) reported.Speaking at the India Mobile Congress, communications and IT minister Ravi Shankar explained the government is aware of operators’ concerns that the cost of spectrum is too high, but noted a procedural review around fees and the amount to be sold is ongoing.He said an auction would take place by the close of the current financial year, which runs to end-March 2020, with precise details on the timing to be announced soon, ET reported.The auction will be India’s first since October 2016 and was originally scheduled to take place by the end of the current calendar year. Government proposals could see up to 3,000MHz of spectrum offered across eight bands, two of which would be for 5G.In August, ET reported the review would likely cause the timeline to slip into early calendar 2020.FeesShankar’s comments came as Bharti Enterprises vice-chairman Rakesh Bharti Mittal levelled further criticism on the government’s pricing during the same industry event.LiveMint reported the executive also highlighted planning permission for new mobile sites as an ongoing issue, urging regional authorities to streamline the process for 5G services in particular.Operators are not alone in calling for India’s government to take action over the high cost of spectrum: in August the Confederation of Indian Industry reportedly warned a high reserve price on 5G bands would put further pressure on operators’ earnings and slow the overall growth of the sector.A fierce price war in India has strained operators’ earnings potential since Reliance Jio entered the market in 2016, resulting in a wave of consolidation and exits. The Telecoms Regulatory Authority of India recently released figures showing ARPU had begun to rebound, growing 6.43 per cent year-on-year to INR74.30 ($1.04) at end-June. Subscribe to our daily newsletter Back AddThis Sharing ButtonsShare to LinkedInLinkedInLinkedInShare to TwitterTwitterTwitterShare to FacebookFacebookFacebookShare to MoreAddThisMore 14 OCT 2019 Michael doesn’t want to admit that he has been a journalist and editor for close to 20 years covering a diverse set of subjects including shipping and shipbuilding, fixed and mobile telecoms, and motorcycling…More Read more center_img Tags Author Home India eases stance on spectrum fees 5GIndiaspectrum auction Michael Carroll Mobile Mix: Buzzing for Barcelonalast_img read more

Mike Gordon Sports Interactive Set, Neon Bass On Solo Tour

first_imgMike Gordon’s five-piece solo band kickstarted their east coast June tour this past weekend with shows in Charleston, Atlanta and Louisville. Gordon, bassist of Phish, led a band that included guitarist Scott Murawski, keyboardist Robert Walter, percussionist Craig Myers and drummer John Kimock to debut several new songs and a variety of covers.Saturday night at the Center Stage Loft in Atlanta, the band delivered the live debut of “The Last Step” and “Take It As It Comes.” Along with new material came covers by Fiona Apple, The Flaming Lips, and Here We Go Magic and a few popular Phish tunes, “Sugar Shack,” “Meat,” and “555.” The band put a spin on “555,” as it was composed of a countdown ranging from 553 to 559.The beginning of the show included a brief collaboration with crowd members as they had the opportunity to use their hands to play a synthesizer lining the front of the stage. The two sets and encore were visually entertaining as both Murawski’s guitar and Gordon’s bass occasionally lit up in a spectrum of neon colors, and the stage was the center piece of various projectors.The band is taking a break from tour today and will return to The Pageant in St. Louis Tuesday, followed by shows in Columbus, Indianapolis, Chicago and Cleveland. The Cleveland show Sunday night will have a free webcast, sponsored by Live Nation on Yahoo! Live.Check out the setlist from the show, and a full gallery courtesy of photographer Olivia Wilkes below.Setlist: Mike Gordon at Center Stage in Atlanta, GA, 6/6/15Set One: Here Today, Long Black Line, Sleep To Dream*, Sugar Shack, Are You A [email protected], Different WorldSet Two: Only A Dream, 555, Take It As It Comes^, The Last Step^, Andelmans’ Yard, Face, Normal Phoebe, Yarmouth Road, How Many People Are YouEncore: Meat, How Do I Know?$* Fiona Apple cover, Mike Gordon [email protected] Flaming Lips cover$ Here We Go Magic cover ^ new Gordon/Murawski debut Load remaining imageslast_img read more

The Rise of Ezekiel Elliott

first_img Jeff Seemann For a while during Ohio State’s 49-7 win over Rutgers, Buckeye fans showed concern over star running back Ezekiel Elliott.It had nothing to do with Zeke’s health or his attitude – fans were wondering if he would be able to crack 100 yards in the contest and extend his streak of consecutive 100-yard games to an NCAA-leading 13.  Elliott had totaled only 13 yards at halftime, before a third-quarter push got him closer to triple digits.The concern grew deeper when the Buckeyes took a 42-0 lead early in the fourth quarter, with Zeke sitting at 87 yards.  Would Urban Meyer take him out in favor of the second unit?  Even if he stayed in the game, would he get those 13 yards?Fear not, Buckeye fans – Elliott had only one carry in the fourth quarter, but it was all he needed.  His 55-yard scamper to the end zone provided all the stats he needed to get that 13th straight game over 100 yards.At the start of 2014, the running back position was a primary concern.  Losing the talents of a Carlos Hyde was huge, and many worried whether or not a solid player would emerge to replace him.  Four games into the season, Elliott rushed for 183 yards against Cincinnati, and his role as the starter was cemented.But few expected to see what Zeke has provided since.  On Saturday night, he became Ohio State’s 5th-leading rusher of all time.  His 142-yard performance gives him 3,270 for his career, and allowed him to pass three of the all-time greats – Hyde (3,198 yards), Keith Byars (3,200 yards), and current teammate Braxton Miller (3,261 yards).Read that again…this current Ohio State team has two of the school’s 6 best runners of all time.  6,531 yards between Elliott and Miller, and they both take the field at the same time when the Buckeyes have the ball.  Has that ever happened on any team in the past?Next up on the list for Zeke to pass?4th – Beanie Wells – 3,382 yards3rd – Tim Spencer – 3,553 yards2nd – Eddie George – 3,768 yards1st – Archie Griffin – 5,589 yardsBarring injury or suspension, Elliott has a chance to finish as Ohio State’s 2nd-best rusher of all time.  There are four games left in the season, and if the Bucks win those, they will get a fifth, sixth, and possibly seventh game.Elliott needs 112 yards to catch Beanie Wells, which equals a typical game for him.  He may get that against Minnesota.He needs 283 to catch Tim Spencer, which he should grab at some point during the Michigan State game (unless he bursts out to another 200+ yard game before then, like he is capable of doing.)Eddie George’s numbers will be matched with 498 yards.  Maybe during the game against That Team Up North?  Possibly the Big Ten Championship game, if Ohio State gets to that game?As for catching Archie Griffin?  No way, unlikely even if he stays for his senior season (which he won’t).  Griffin’s numbers are out of reach for any mere mortal.  Elliott’s 13 straight 100-yard games seems impressive….Archie did it 31 times in a row.  That’s unreal.It will be fun watching Elliott rise the charts, just as it’s fun watching him race to the end zone over and over again. Related TopicsEzekiel ElliottUrban Meyercenter_img Born and raised a Buckeye fan, Jeff Seemann has been covering sports in Ohio for 25 years. He attended The Ohio State University in 1987, where he went to more football games than classes. As a result, he is now (finally) finishing his degree at the University of Cincinnati. He claims to have been in attendance at Earle Bruce’s final game (a win over That Team Up North), the Browns’ double-OT win over the NY Jets, and the game known as “The Shot”. He is only fond of recalling the memories of two of those games. Feel free to annoy him on Twitter at @JeffFromOhiolast_img read more

Montague volleyball ends district title drought with a straight-set win over Whitehall

first_img0 Displayed poorly Not relevant × Bestseller Bestseller $0.00 By Dave HartLocalSportsJournal.comEGELSTON TOWNSHIP – With all of the talented players and regular season success it’s had, it’s hard to believe the Montague volleyball team last won a district title four years ago.Ally Hall blocks at the net for Montague. Photo/Leo ValdezThe Wildcats won a Class C title in 2015, then moved up to Division 2 and had not been able to repeat the feat since then.That drought finally ended on Thursday when Montague cruised past conference rival Whitehall in three straight sets to capture a Division 2 district championship at Oakridge High School.The Wildcats, now 43-12-1 on the season, won by set scores of 25-23, 25-12 and 26-24. They will now face Coopersville on Tuesday at Grand Rapids South Christian in the regional semifinal round. Play will begin at 5:30 p.m.While Montague managed to win all three sets, the competition was fierce from the beginning, which is fitting for a battle between the neighboring rivals.The Vikings jumped out to a 5-2 advantage in the first set and led 9-7 before Montague pulled ahead. The Wildcats had a 9-1 spurt on a long service run by Taylor Netcott to take a 16-10 advantage.Whitehall managed to cut its deficit to 24-23 after going on a 14-7 run, but Montague managed to close out the set by scoring the final point on a miscue by the Vikings.“We knew that Whitehall was going to come out aggressively,” said Montague coach Shawn Bectel. “One thing about our team is we never get rattled, and we knew they were going to give us a shot. I knew we had to withstand that and bring the momentum back to our side.”Whitehall’s Ryan Thompson makes a play at the net. Photo/Leo ValdezThe Wildcats maintained the momentum throughout the second set, sparked by great service runs by Ally Collins and Madelyn Wynn. Montague closed out the set with a 10-2 run, behind strong net play by Janae Koetje and Raegan Murphy.“We really got our flow going during that second set,” Bectel said.Whitehall opened the third set strong, taking a 3-0 lead and building it to 15-9, behind strong service runs from Maggie Evans and Charlie Baker.But Montague won 11 of the next 13 points behind another long service run from Netcott and grabbed a 20-17 lead.The Vikings responded by winning 7 of the next 11 points to force a 24-24 tie, then Montague stole the set and clinched the match and championship with a kill by Koetje and a Whitehall miscue on the final play.Montague was paced by Ally Hall with 12 kills while Reilly Murphy added 11. Raegan Murphy directed traffic with 33 assists.The Wildcats were led defensively by Reilly Murphy with 15 digs and Wynn with 14.“We played a good first set and we had a chance,” said Whitehall coach Ted Edsall. “We just didn’t do the little things and they are a great team. I am really proud of our kids for playing hard.”The Vikings, who finished second in the West Michigan Conference behind Montague, ended the season with an overall 24-23-2 record. They were led by Rayne Thompson with 10 kills, Evans with 13 assists and Baker with 13 digs. Other × ENDS IN Madelyn Wynn keeps the rally alive for Montague. Photo/Leo Valdez (117) ENDS IN DEAL OF THE DAY Thank you! This will help us improve your ad experience. We will try not to show you such ads again. Not relevant Thank you! This will help us improve your ad experience. We will try not to show you such ads again. Report a problem This item is… Displayed poorly Other Thank you! This will help us improve your ad experience. We will try not to show you such ads again. The League Bestseller Fox Sports Go Inappropriate / Offensive DEAL OF THE DAY DEAL OF THE DAY × (7802) Thank you! This will help us improve your ad experience. We will try not to show you such ads again. Inappropriate / Offensive Add Comments (Max 320 characters) Displayed poorly The Sports Gene: Inside the Science of Extr… Report a problem This item is… ENDS IN Not relevant Other (657) ENDS IN Add Comments (Max 320 characters) Bestseller Shop Now × ENDS IN Other Displayed poorly ENDS IN DEAL OF THE DAY Thank you! This will help us improve your ad experience. We will try not to show you such ads again. Add Comments (Max 320 characters) (822) Thank you! This will help us improve your ad experience. We will try not to show you such ads again. No. 12 Ryleigh Mott and Charlie Baker move into position during a Whitehall rally. Photo/Leo Valdez Report a problem This item is… Report a problem This item is… Share DEAL OF THE DAY Not relevant Inappropriate / Offensive Bestseller Displayed poorly Add Comments (Max 320 characters) MIRITY Women Racerback Sports Bra… (34271) Add Comments (Max 320 characters) × ENDS IN Twelve 50PC Disposable Face MàSc/Mack Anti-Dust … $0.00 Inappropriate / Offensive $37.99 Montague’s No. 10 Rayne Thompson on a kill. Photo/Leo Valdez $0.00 DEAL OF THE DAY Bestseller $49.95 Report a problem This item is… DEAL OF THE DAY Inappropriate / Offensive Not relevant ENDS IN DEAL OF THE DAY Ads by Amazon Displayed poorly Not relevant FOX Sports: Stream live NFL, College Footbal… Inappropriate / Offensive Mail Montague celebrates a point during the district finals. Photo/Leo Valdez × Bestseller Report a problem This item is… (2) Displayed poorly Report a problem This item is… × Thank you! This will help us improve your ad experience. We will try not to show you such ads again. Rileigh Thommen goes for a block at the net. Photo/Leo Valdez Report a problem This item is… $9.99 Not relevant Other Add Comments (Max 320 characters) NBC Sports Shares Add Comments (Max 320 characters) $15.29$17.99 Not relevant Bestseller Other Share Thank you! This will help us improve your ad experience. We will try not to show you such ads again. Montague’s Raegan Murphy gets ready to set the ball. Photo/Leo Valdez Inappropriate / Offensive Ads by Amazon Other Other (17612) (31628) × Displayed poorly $14.99$18.00 Add Comments (Max 320 characters) Inappropriate / Offensivelast_img read more

Deportivo defender Albert Lopo signs two-year contract extension

first_img CEST Deportivo have announced that they have reached an agreement with defender Albert Lopo, to extend the defender’s contract until 2017, after he helped the club reach their targets last season. EFE The experienced player was key this season in ensuring Deportivo’s survival in the Liga BBVA, scoring a goal in added time in the third-last game of the season to draw 1-1 with Athletic Bilbao, before another in a 2-0 victory in the club’s penultimate fixture against Levante. Upd. at 21:18 center_img 20/06/2015 The defender’s contract was set to expire next year on the 30th of June, but his new extension will now spain until June 2017. The central defender, who is 35-years-old, is enjoying his second spell at Deportivo, his first being between 2006 and 2011, before returning in the winter transfer window of 2013/2014 after two and a half years with Getafe.last_img read more

Gems of the past

first_imgBy Kyra Gillespie This month marks 135 years since Gembrook Primary School first opened its doors. From humble beginnings in…[To read the rest of this story Subscribe or Login to the Gazette Access Pass] Thanks for reading the Pakenham Berwick Gazette. Subscribe or Login to read the rest of this content with the Gazette Digital Access Pass subscription.last_img

A Revitalized Argonne Returns to Compete at SC14 Competition

first_imgThe Argonne Linear Scalers include (L to R) Vitali Morozov, Performance Engineering, ALCF; Kumar Kumaran; Kevin Harms, Performance Engineering, ALCF, and Tim Williams – Computational Scientist, ALCF. Not pictured is Hal Finkel, Computational Scientist, ALCFQ. Rick Stevens was the team captain of last year’s team from Argonne called the Argonauts. He’s recruited you to fill that role this year. What did he tell you about the competition to convince you to take the lead?A. Not much. Other than that he enjoyed the experience and Argonne should definitely take part this year. Also the Argonauts were not too lucky, so we changed the name and will return as the new and revitalized Linear Scalers.Q. How do you think this competition will help others to understand the value of modernizing their code?A. Developers will quickly notice how their portable code can be made Intel specific, but will run 1,000 times faster!Q. How will your team prepare for this year’s challenge?A. Pre-competition stretching, and coffee. We will start memorizing sections from James Reinders’ books.Q. SC14 is using the theme “HPC Matters” for the conference. Can you explain why “HPC Matters” to you?A. HPC matters because no single modern technology has had such an impact on such a wide range of research activities. The U.S. Department of Energy has a long history of building user facilities in support of science, but computing moved front and center a decade ago with the creation of the Leadership Computing Facility (LCF). The science being done in LCF centers is changing the world– producing better airplanes, accelerating discoveries of disease-fighting drugs, and designing better materials for everything from computer chips to new ways to store energy. All these advancements come from better simulation science, better codes, and better and faster HPC systems. Mike Bernhardt is the Community Evangelist for Intel’s Technical Computing GroupArgonne National Laboratory’s rich legacy of pursuing fundamental and applied science, and engineering has led the lab to develop a world-class computational center that supports more than 800 active users and over 120 active projects from universities, national laboratories, and industry.Last year Associate Laboratory Director Rick Stevens led the Argonne Argonauts in the inaugural Intel Parallel Universe Computing Challenge (PUCC). This year he has passed the reins on to Kalyan “Kumar” Kumaran, manager of Performance Engineering and Data Analytics in the Argonne Leadership Computing Facility (ACLF).We managed to get a few moments of Kumar’s time in the midst of a hectic schedule and DOE audits to answer a few question about the 2014 Argonne team which he has christened “Linear Scalers” in hope that the new name will give them better luck than last year when they were eliminated in the first round of competition.last_img read more

Sourav Ganguly rubbishes reports of quitting as Pune Warriors skipper over poor show in IPL

first_imgThe skipper of Indian Premier League (IPL) team Pune Warriors — Sourav Ganguly — on Thursday rubbished reports of relinquishing captaincy before the end of the ongoing fifth season.Media reports earlier claimed that Ganguly was to give up captaincy after team’s poor run in IPL-5 and was to only execute role as mentor of the side.The Pune team has struggled this season under Ganguly’s captaincy and after nine losses and just four wins in 13 games, it has been shot out of the race to the stage of play-offs.Ganguly’s own poor form and failure to up the tempo has been slammed by critics as a major reason for the team’s slide.However, in a text message to Headlines Today Ganguly rubbished reports and insisted that he would captain the side in the remaining three games of the season.Importantly, Pune franchise owners Sahara India Parivar too backed the former Indian skipper to continue to lead the IPL side and denied reports of the veteran being ousted as the captain.last_img read more

Real Madrid beat San Lorenzo to lift Club World Cup

first_imgReal Madrid won the Club World Cup for the first time by beating San Lorenzo 2-0 on Saturday with goals from Sergio Ramos and Gareth Bale after being forced into a scrap by the feisty South Americans.Real scored in each half to clock up a 22nd successive win in all competitions in a bruising encounter which Guatemalan referee Walter Lopez just managed to keep under control.The Marrakech crowd gave the European champions fervent support and were expecting a gala exhibition, which San Lorenzo were not going to allow despite the obvious gulf in class. “It’s a special day and this is a reward for all the effort and work that we have put in as a team,” said Ramos.Real nearly scored on their first attack when Karim Benzema just failed to connect with Ronaldo’s low cross from the right.After that, San Lorenzo did well to restrict Real to a couple of chances in the opening half hour only for their resistance to be broken at a corner when Ramos outjumped the defence in the 37th minute to break the deadlock.Ramos had already been booked and could have been sent off for an ugly face-to-face rant at the referee as the game, which featured 40 fouls and numerous confrontations between players, threatened to get out of control.Bale increased Real’s lead in the 51st minute when he was left unmarked to collect Isco’s pass and diving keeper Sebastian Torrico allowed the Welshman’s weak shot to slip under his arm.advertisementReal stopper Iker Casillas had to wait until the 65th minute to be tested for the first time when he saved a low diagonal effort from Emanuel Mas.He then made more difficult stops to deny Juan Mercier and Enzo Kalinski, although Real also missed several chances to score a third on the break.”I told the players in the dressing room that I was proud to have led this team this year,” San Lorenzo coach Edgardo Bauza said.”Each defeat hurts, even when it is against a team as successful as Real Madrid, and we have to accept it.”Real had previously won the old Intercontinental Cup three times, with their last triumph coming in 2002.”We deserved to win this title,” added coach Carlo Ancelotti. “We can say that Real Madrid is the best team in the world at this moment.”last_img read more